Files Stay On Your Device No watermark Works offline
For companies

Early pay discount calculator

Early payment discount calculator for terms like 2/10 net 30. Enter the invoice amount, the discount and the two payment terms: you see what to pay, how much you save and what the discount is worth as a yearly rate. Free and online.

How to calculate an early payment discount

  1. 1Enter the invoice amount and the discount in percent
  2. 2Set the discount period and the full payment term
  3. 3Read the amount to pay and the yearly rate
  4. The amount to pay, the discount and its yearly rate

What you get

  • Worked out on your device.The numbers you type are processed on your device, not uploaded
  • The discount as a yearly rate.See what giving up 2 % for 20 days costs when counted over a whole year
  • 360 or 365 days, your choice.The yearly rate uses the year length you pick, and the page states the formula

What you can do

  • Work out the amount to pay within the discount period and the discount in money
  • See what not taking the discount costs per year, as a simple rate and with compounding
  • Compare terms such as 2/10 net 30 and 3/14 net 60 by changing the days
  • Choose a year of 360 or 365 days for the yearly rate
  • Copy each result with one click, and switch between Euro, US dollar, Pound and Swiss franc

Good to know

  • The simple yearly rate is discount divided by (100 minus discount), times the days in a year, divided by the days you pay earlier
  • Type the amount the discount applies to. Whether that is with or without VAT depends on your invoice and your country's rules
  • The discount is rounded to cents once, half a cent up. The amount to pay is the invoice amount minus that discount
  • If the full term is not longer than the discount period, there is no yearly rate to show. Not tax advice

Questions

What does 2/10 net 30 mean?

You may take 2 % off if you pay within 10 days. Otherwise the full amount is due after 30 days.

What is a 2 % discount worth per year?

With 2/10 net 30 you pay 20 days earlier for 2 %. Counted over 360 days that is a simple yearly rate of 36.73 %.

Is the discount taken on the amount with VAT?

That depends on the invoice and on the rules of your country. Type the amount the discount applies to, and the tool works with that.

Are my numbers sent to a server?

No. The numbers are processed on your device, not uploaded.

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